How to join

What membership asks of you

A steady monthly habit, a yearly top-up, and patience. Every taka goes into the cooperative's own account and through the same verification queue.

About ৳150,000 a year per member

Every month

৳10,000

Deposit into the cooperative account, then record it from your dashboard with a photo of the receipt. A cashier verifies it.

Once a year

৳30,000

A yearly top-up that pushes every projection forward, including the date we can make the land payment.

Share lots

When announced

When the cooperative opens land or business shares, members can claim them. An approved claim becomes a normal verified deposit.

Joining the circle

Three steps in

Membership is by invitation and committee approval, so the circle grows carefully and everyone knows who they are saving with.

1
Talk to the committee
Get introduced by a member. The committee meets you and votes on new members.
2
Get your member number
You receive your login and ITM number the day you are approved, and fill in your profile and nominee.
3
Make your first deposit
Send it to the cooperative account, record it with proof, and watch it show up on the dream tracker.