Ittihad Cooperative emblemITTIHADCOOPERATIVE

9 members · one shared pool

Together, we will achieve our dream.

Nine friends saving every month, investing with care, and putting the growth toward one goal at a time. First: land of our own, and the flat we build on it.

  • Every deposit verified
  • Shariah review on record
  • Full audit trail

Current goal

5.1%

Buy Land & Build Our Own Flat

৳5.1Lof ৳1Cr

৳94.9L to go Target 31 Dec 2032

The committee sets the next goal once this one is in reach.

Follow the journey
This month

0 of 9 members have contributed for Oct 2026

Everyone paid in 5 of the last 6 months

Contributed by members

৳0

Verified deposits only

Portfolio value

৳0

Positions at today's valuation

Dream Fund

৳0

Set aside for the current goal

Return on deployed capital

0.0%

2 live positions

How it works

Five steps, every month

No shortcuts and no promises. The same loop, repeated with discipline, is how a small monthly amount turns into land.

  1. 01

    Contribute

    Every member puts in a fixed amount each month, plus once a year.

  2. 02

    Pool

    Deposits land in the cooperative's account and are verified by a cashier.

  3. 03

    Allocate

    The committee spreads capital across short, mid and long-term positions.

  4. 04

    Grow

    Positions earn variable returns. We record what came in and what grew.

  5. 05

    Achieve

    Growth fills the Dream Fund until the goal is bought and built.

The record

Discipline first, growth second

Contributions are the engine. These are the cooperative's real numbers, month by month.

Members who contributed

Last 6 months

  1. 9/9May 2026: 9 of 9 members paid, ৳90K collected
  2. 9/9Jun 2026: 9 of 9 members paid, ৳90K collected
  3. 9/9Jul 2026: 9 of 9 members paid, ৳90K collected
  4. 9/9Aug 2026: 9 of 9 members paid, ৳90K collected
  5. 9/9Sep 2026: 9 of 9 members paid, ৳90K collected
  6. 0/9Oct 2026: 0 of 9 members paid

Portfolio value

Recorded month-end values. Past growth is not a promise.

Where capital goes

Spread across time, not piled in one place

Short-term positions keep cash close. Long-term ones build toward land. Horizon describes duration and liquidity, never a promised return.

Live positions
2
Shariah reviewed
0/2
Our investment approach

By horizon

  • Short Term59%
  • Mid Term41%

By sector

  • Food & FMCG59%
  • Agriculture41%

The journey

Buy Land & Build Our Own Flat

4 of 8 milestones reached. The committee updates this as each step lands.

See projections

Collect

Monthly discipline builds the pool

  1. Founded

    Nine friends start the cooperative.

    ✓ Achieved · 1 Apr 2026

  2. First Contributions

    ৳90K

    April 2026: all nine contribute ৳10,000.

    ✓ Achieved · 30 Apr 2026

Invest

Short, mid and long-term positions

  1. First Investment

    ৳2.1L

    iFarmer ৳210,000 deployed 1 Sep 2026.

    ✓ Achieved · 1 Sept 2026

  2. Second Investment

    ৳5.1L

    Khaas Food ৳300,000 deployed 6 Sep 2026.

    ✓ Achieved · 6 Sept 2026

Buy Land

First target: ৳1Cr downpayment

  1. Land Fund ৳2.5M

    ৳25L

    Dream Fund reaches ৳2.5M.

    ● In progress

  2. Land Purchased

    ৳1Cr

    Land registration complete.

    ○ Upcoming

Develop

Build, sell shares, keep momentum

  1. Construction Begins

    ৳1.5Cr

    Construction starts.

    ○ Upcoming

Distribute

Flats to members, then next dream

  1. Our Flat

    ৳4Cr

    We move toward our flat.

    ○ Upcoming · 31 Dec 2032

Trust

How the money is looked after

Verified deposits

Each deposit needs a payment proof and a cashier's sign-off before it counts. A member can't verify their own.

Audit trail

Every change to money, roles or investments is written to a log. Mistakes are corrected with a reversal, never erased.

Shariah review record

Each position carries the cooperative's review status, reviewer and date, kept on the record.

Private by default

Members see their own figures and the cooperative's totals. Nobody else's deposits, documents or details.

After the first dream

The same engine, pointed at the next goal.

  • Property
  • Rental income
  • Business
  • Online
  • Agriculture
  • And more

Thinking of joining?

Membership is by invitation and committee approval. Here is how it works and what it asks of you.

How to join Member login